Does Homeowner’s Insurance Cover Water Damage?

Water damage is something no homeowner wants to experience, but sadly it’s something that many homeowners will encounter at some point on their property. 


A broken pipe, a faulty washing machine, or even water damage induced by the wrath of nature, water damage will strike when it is least convenient for you. A situation like this will likely result in you asking yourself, “Does homeowner’s insurance cover water damage?” 


Today United Water Restoration Group of Houston would like to take some time to help you answer that all-important question.


Will My Damage Be Covered?

Does homeowner’s insurance cover water damage? This is a good question to ask, but you need to broaden your inquiry. The reason for this is because, in matters of insurance, things are very circumstantial and vary from coverage to coverage. By expanding your inquiry to wider terms, you can not only determine what that situation is better, but you can better evaluate your options going forward with the cleanup.


  • Was The Water Damage Sudden?

If the water damage was sudden and unavoidable, the probability that you’re covered by your homeowner’s insurance is high. 


However, if the water damage is the result of neglect and lack of proper upkeep of your home, you’re unlikely to be covered.


  • Was The Water Damage Flood or Backup Related?

Coverage for these is typically offered as separate coverages in addition to your homeowner’s insurance. 


Where flood insurance would protect you in the case of a flood, you may be left waterlogged and paying out of pocket if the water damage is from a flood and you don’t have that coverage. 


Don’t Delay, Call Today

When you’ve determined whether or not your type of water damage is covered by homeowner’s insurance, you’re going to want the best technicians you can on your side for cleanup and repairs. 

United Water Restoration Group of Houston is standing by to take your call today. Our service is able to work with any and all insurance providers, and we’re available to tackle your water damage 24/7. We can be contacted at (832) 957-7623. When you’re in need of professional help, don’t delay, give us a call today.

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